Jarred Vasquez

Open enrollment can feel like one more thing to check off your to-do list. Look at your options, choose a plan, hit enroll, and move on. But when it comes to health insurance, rushing through the process can be an expensive mistake. The plan that worked well for you this year may not be the best fit for 2027. Your premium could change. Your doctors could be in a different network. Your prescriptions could be covered differently. Even a change in your income or healthcare needs could affect...

Open enrollment can arrive faster than expected. Before you know it, it’s time to review your health insurance, compare your options, and decide what kind of coverage you want for the year ahead. For many people, the easiest option is to simply renew the plan they already have. If it worked last year, why change it? The problem is that your health insurance needs can change—and so can your plan options, premiums, provider networks, and out-of-pocket costs. That makes open enrollment an...

For many young adults, health insurance is easy to push to the bottom of the priority list. If you're healthy, rarely visit the doctor, and don't take any prescription medications, paying for insurance every month can feel unnecessary. It's common to think, "I'll get coverage when I actually need it." Unfortunately, that's often the most expensive time to start looking. One of the biggest misconceptions about health insurance is that it's only valuable after something goes wrong. In reality,...